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ABOUT SECURE RETIREMENT PLANNERS

Retirement Planning Built Around Income,

Not Just Growth.

Retirement changes the job your money needs to do.

While you’re working, the focus is often on accumulation. In retirement, the question becomes different: How do you turn what you’ve built into income while continuing to prepare for the years ahead?

At Secure Retirement Planners, we approach retirement with that transition in mind. We help clients create strategies designed to provide income for essential expenses while keeping other assets positioned for long-term growth.

Because retirement isn’t just about what you’ve accumulated.

It’s about what your money can do for you when you need it.

Our Philosophy

Sequence-of-returns risk, the danger of a market downturn hitting early in retirement, is the single biggest threat to a retirement income plan. It's more damaging than the average return over 20 or 30 years, because retirees don't have the luxury of waiting out a downturn while withdrawing income at the same time.

Our planning process is built around addressing this risk directly:

  • Guaranteed income first. We use contractual, guaranteed income tools, primarily indexed income rider annuities to cover essential living expenses. This income isn't subject to market performance.

  • Actively managed growth, second. Assets beyond your income needs are placed in tactically managed portfolios, with the ability to reposition defensively when conditions warrant it. We don't believe in a "set it and forget it" approach to markets, especially in retirement.

  • Insurance where it strengthens the plan. In select cases, permanent life insurance plays a role — not as a product we lead with, but as a tool we use when it improves the overall plan.

Our Process

Every plan starts with a conversation about what your retirement actually needs to look like, not a product pitch. From there, we walk through your specific risks, build a plan to secure your income, and design a growth strategy for the rest. It's a process, not a single meeting, because a decision this important deserves more than one conversation.

Our Founder

Jared Prazen founded Secure Retirement Planners around the belief that retirees deserve a plan built for how retirement income actually works, not a generic growth-and-hope portfolio. Jared began his career in financial services in 1996 with Fidelity Investments and lives in Utah with his wife of over 26 years and near his two adult children.

Securities offered through StrongHold Capital Partners, a Registered Investment Advisor. StrongHold Capital Partners and Secure Retirement Planners are not affiliated entities.

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This material is provided for educational purposes only and does not constitute individualized financial, legal, or tax advice. Investment strategies involve risk, including possible loss of principal. Availability of strategies depends on individual suitability and applicable regulations. Insurance products, if applicable, are issued by properly licensed insurance companies. Guarantees are based on the claims-paying ability of the issuing insurer.